Auto Insurance

TYPES OF INSURANCE

This policy cover vehicles used by the policyholder for his social, domestic, pleasure and business purposes only and for liability to third parties. The indemnity provided depends on the type of motor vehicle policy taken.

Commercial Vehicle

These are goods carrying vehicles (own goods and general cartage, hire cars (chauffer or hirer driving), buses and special type vehicles

Motorcycle

This policy provides cover for two or three wheeled private and commercial motorcycles (with or without sidecars). It provides indemnity against loss or damage to the motorcycle and/or its accessories: by accidental collision/overturning or collision/overturning due to mechanical breakdown, wear and tear; by fire, external explosion, self-ignition or lightning or burglary, housebreaking or theft; by malicious act; and while in transit by road, rail, inland waterway, lift or elevator.

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