Business Interruption or Consequential Loss Insurance

Summary of Cover

The consequential loss insurance is designed to reimburse an organization for loss of revenue following the occurrence of a contingent risk insured against by the fire policy. While the fire and special perils policy will compensate the insured for fire damage to the property, the consequential loss insurance will pay for the loss of man hour due to probable stoppage of work resulting from the fire damage. In other words, the consequential loss policy can be regarded as a complement to the fire policy.

  • Loss of gross profit
  • Wages
  • Auditors fees


  • Building (full description required)
  • Machinery, plant, etc (full description required)
  • Office/trade, furniture, fixtures & fittings, etc (full description required)
  • Stock (comprising of materials and work in progress

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