Erection All Risk Insurance


This covers “All Risks” accidental damage e.g. dropping or other damage during lifting/lowering operations, electrical or mechanical breakdown or explosion during testing operations (new machinery only).

Type Of Operations Covered

Any machinery installation or operation e.g. from contracts for the supply, erection and commissioning of machinery for a power station to the individual installation of a new machine in an existing factory. Damage due to defects such as workmanship or materials theft and malicious damage, fire and lightning, flood, storm earthquake, etc.

Sum Insured

This should be the replacement value of machinery installed.


To avoid minor mishaps there is always an excess. This may be increased for certain perils in some cases e.g. testing of large/hazardous items such as boilers, turbines, chemical, plant, machinery, etc.


  • Storage of materials
  • Transit
  • Removal of debris
  • Extra charge clause
  • Automatic Increase clause
  • Professional fees
  • Full maintenance clause
  • Cross liability
  • Riot, strike and civil commotion
  • Consequence of defective design material and workmanship.
  • Expediting expenses

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